You never know when your hours at work could be cut, your car could break down or an appliance needs replacing. In many instances, these are the kind of things that happen when we are the least prepared to handle them financially. Often times, you may only need a small amount of money to take care of things. The last thing you really want to do is to take time off from work to go to the local bank to apply for a loan. Applying for a loan from a traditional lender can be inconvenient and really time consuming. Fortunately, there is a far better way to get a short-term loan, which is fast, easy and convenient. Whether you work for the local college, run a small business or work from home, title loans Taylorsville come in handy. You can apply online and receive your funds in less than a day to pay for repairs, cover expenses and get on with your life.
The Loan Application Process
Covering the Basic Loan Requirements
Taylorsville Title Loans only has a few requirements, which must be met for our title loans before you can be approved.
- • Since your car or truck will be used for collateral, Taylorsville Title Loans must make sure your vehicle is in working and running condition.
- • To meet state legal requirements, applicants must be 18 years old or older. We ask all of our applicants to provide identification like a driver's license or state identification card to confirm their age.
- • You must be the legal owner of the auto and have a car title listing you as the owner. To qualify for title loans Taylorsville, you can't have any liens against your vehicle. The paper car title should not list any liens.
Options for Applying
- 1. The quickest method to apply for title loans Taylorsville is to fill out our online application.
- 2. If you want to save time and gas, you're welcome to contact us by phone.
- 3. For those that prefer a personal touch, you can speak with a loan representative at one of our branch offices.
Application Requirements
To begin the loan process, we need your contact and vehicle information such as:
- • First and last name, phone number and zip code.
- • The make, model and style of the automobile. We also need a current mileage estimate and the age of your auto.
What You Should Know About Car Title Loans
Flexible Qualifying
Many people mistakenly assume you must have a regular job with a weekly paycheck to qualify for title loans Taylorsville. Of course, this works great in an ideal world, but the fact is many folks don't fit this description. Applying is free, and we encourage everyone to apply regardless of your profession or when you are paid. In the past, we have helped lots of folks working on commission, those that are self-employed, which may not have regular paychecks and even some folks recently laid off.
Income
Taylorsville Title Loans wants to approve as many people as possible for car title loans. To achieve this goal, we provide a number of acceptable types of incomes for qualifying. The income sources listed below should give you a rough idea of the types of incomes we approve.
- • Work-at-home income.
- • Self-employment income.
- • Income from a full-time or part-time job.
- • Social Security benefits.
- • Disability benefits.
- • Welfare benefits.
- • Unemployment benefits.
- • Sales commissions.
- • Alimony.
- • Retirement income.
If your income is not on the list, don't hesitate to ask your loan rep if you could be approved. There is a good chance your loan will be approved, and you'll get the cash you need today.
Credit Information
Most folks are surprised and relieved to learn that Taylorsville Title Loans doesn't soley rely on credit checks to qualify applicants for loans. Because your loan is secured with your vehicle, we know you'll make payments faithfully. It doesn't make any difference if you've been turned down for a loan; have bad credit or even no credit history at all. We encourage you to apply for title loans Taylorsville if you need fast cash now.
Customers Enjoy Great Benefits
- • No prepayment penalties or fees. You are free to pay off your loan early.
- • Loan funds are typically paid out in a day or less after applying for title loans Taylorsville.
- • You are free to spend loan funds for any purpose.
- • There are never any driving restrictions during your loan period.
- • Flexible repayment plans to keep payments low.
- • Convenient loan branches for collecting loan funds.
- • An excellent source of fast cash when you really need help.
- • Professional and courteous services.